Goals: To develop and promote existing small and micro enterprises, to raise the income of SMEs, to help the transformation of SMEs from informal to formal, and contribute to solving the problems of unemployment.

Objectives and Principles:
-To provide credit, training and technical assistance to SMEs in Alexandria, Kafr El-Sheikh and other potential provinces of Egypt.
-To provide short-term loans for working capital initially and later move to longer term   fixed asset lending .
-To use local banks for loan disbursement .
-To be managed from a private sector perspective in tune with the problems faced.
-To be business driven and ensure self-sufficiency .
-To charge borrowers appropriate commercial interest rates.
-To ensure the size of loan is appropriate for the type of business and is disbursed at the right time.
-To encourage the strongest enterprises graduate to the formal banking sector.